The research suggests that financial attitudes significantly influence financial
management behavior. However, what specific dimensions of financial attitudes
(such as risk tolerance, saving orientation, or spending habits) have the strongest
impact on financial management behavior among Gen-Z? Additionally, how could
understanding these specific dimensions help in designing targeted financial
education programs for Gen-Z?
Thank you Dr.Muinah Fadhilah for your question. let me answer
that question.
The dimensions of financial attitudes in this study are
Power Prestige
Financial Planning
Think before acting
Quality for the money
The strongest dimension is financial planning. This dimension
is very influential because the average respondent strongly
agrees with the statement given.
Understanding in this dimension contains several statements
per dimension including ^I do financial planning for my future
life^, ^I am very careful in using money.^, ^I like to think carefully
before deciding to buy something.^, ^Every time I buy expensive
goods, I always try them to find information about the quality
of the product^
So by implementing according to these statements can help in
designing a targeted financial education program for
Generation Z.
