The research suggests that financial attitudes significantly influence financial
management behavior. However, what specific dimensions of financial attitudes
(such as risk tolerance, saving orientation, or spending habits) have the strongest
impact on financial management behavior among Gen-Z? Additionally, how could
understanding these specific dimensions help in designing targeted financial
education programs for Gen-Z?
Replies:
Thank you Dr.Muinah Fadhilah for your question. let me answer
that question.
The dimensions of financial attitudes in this study are
Power Prestige
Financial Planning
Think before acting
Quality for the money
The strongest dimension is financial planning. This dimension
is very influential because the average respondent strongly
agrees with the statement given.
Understanding in this dimension contains several statements
per dimension including ^I do financial planning for my future
life^, ^I am very careful in using money.^, ^I like to think carefully
before deciding to buy something.^, ^Every time I buy expensive
goods, I always try them to find information about the quality
of the product^
So by implementing according to these statements can help in
designing a targeted financial education program for
Generation Z.
Thank you dr. edy suryawardana. this is a good question.
permission to answer the question the opportunity for
managing financial management of gen z is to understand and
have good literacy, financial attitudes, and financial self-
efficacy gen z has the opportunity to avoid problems related to
financial management in this era of globalization.
The challenge for managing financial management of gen z is
that gen z finds it difficult to manage their finances, gen z also
often spends excessively to buy something on online
platforms, in addition gen z also prioritizes desires over needs
in their lifestyle.
Thank you Mr. Hamdan Fathoni for your question. let me
answer It is recommended for further researchers to add other
variables and use data collection with other methods to get
better results. In addition, the sample used in the study has a
wider scope.
Thank you Mr. Hamdan Fathoni for your question. let me
answer It is recommended for further researchers to add other
variables and use data collection with other methods to get
better results. In addition, the sample used in the study has a
wider scope.
Thank you Mr. Hamdan Fathoni for your question. let me
answer It is recommended for further researchers to add other
variables and use data collection with other methods to get
better results. In addition, the sample used in the study has a
wider scope.
Thank you Mr. Hamdan Fathoni for your question. let me
answer It is recommended for further researchers to add other
variables and use data collection with other methods to get
better results. In addition, the sample used in the study has a
wider scope.
Thank you Mr. Hamdan Fathoni for your question. let me
answer It is recommended for further researchers to add other
variables and use data collection with other methods to get
better results. In addition, the sample used in the study has a
wider scope.
Thank you Mr. Hamdan Fathoni for your question. let me
answer It is recommended for further researchers to add other
variables and use data collection with other methods to get
better results. In addition, the sample used in the study has a
wider scope.
