From Arisan to Financial Startup- a concept for developing microfinance management.
Ali Masjono Muchtar (a*), Rahmanita Vidya Sari (b), Agus Supriyadi (c), Aminah (d)

Politeknik Negeri Jakarta

Abstract

Originates from the routine activities of a community, namely social gathering (Arisan). From the Arisan activities, it was revealed that the Arisan had been running for 3 years, all community members held monthly regular meetings and all members had fulfilled their respective obligations and had felt the benefits of the Arisan. Based on these facts, an idea or concept emerged to convert the Arisan into a group capable of better financial management in the form of a financial startup. The main aim of this activity is to increase the role of community members so they can free themselves from financial dependence on parties outside the community. There are 2 methodologies used, firstly improving members^ skills and knowledge regarding financial governance (training), secondly regular assistance provided by Politeknik Negeri Jakarta^s financial management study program. Assistance is provided for 2 years or until the community can organize financial management without assistance. At the time this article was written, this concept had resulted in an agreement with the community and was underway. As a result of the training, 30 community members have agreed to improve Arisan financial management in a more professional manner and agreed to use startups as a source of finance to overcome dependence on parties outside the community.

Keywords: Arisan- Microfinance- Startup- social gathering- financial startup.

Topic: Sustainable development