Economic Empowerment of Widows through the Program of BUMDes Payang Sejahtera Loa Kulu District, Kutai Kartanegara Regency
Syamsu Rial, , , , ,

Universitas Merdeka Malang

Abstract

The study looks into widows^ pivotal role within the economic and social framework, particularly when they are without a spouse and financial support. Individuals with inadequate education, no discernible skills, and unfavorable financial circumstances will face significant difficulties in their future endeavors.
As part of the BUMDesa (village-owned enterprise) Payang Sejahtera program in Loa Kulu District, Kutai Kartanegara Regency, empowering widows is an important step toward improving the family economy. The BUMDesa program helps widows become economically independent by providing financial assistance and training. The goal of this research is to find out how important widows are in maintaining family economic security and how the BUMDesa Payang Sejahtera program can help widows achieve economic independence.
The qualitative method was used in this study to investigate the experiences and perceptions of widows who participated in the BuMDesa program. According to the findings, widows who took part in the program saw an improvement in their financial lives as a result of capital assistance, skill training, and mentoring.
The findings of the study show that active participation in the BUMDesa initiative has a significant and meaningful impact on the economic landscape of families. The participation of widows plays a significant role in advancing family financial stability, a result attributed to the program^s multifaceted efforts. As a result, there is a compelling need to broaden and strengthen the scope of the BUMDesa program, given its potential to serve as a critical tool for advancing gender parity and cultivating an environment of overall economic progress.

Keywords: village-owned business, widow, economic empowerment

Topic: Poverty Alleviation and Reducing Inequalities