Development of an e-Mudharabah Website Using the System Usability Scale (SUS) Method
Mardiana Andarwati, Galandaru Swalaganata, Fandi Yulian Pamuji, Nofrian Deny Hendrawan

Information Systems Study Program, Merdeka University Malang, Malang, Indonesia

Abstract

At present there is no definite data regarding the number of MSMEs that utilize the mudharabah scheme from both the East Java Cooperative Office and BPS because the provision of mudharabah services is the right of MSMEs to provide capital, which is mostly provided by Islamic banks. However, the problems faced by MSME business actors are limited access to capital, mastery of information technology, and marketing. Islamic banks can provide support to customers in running their business by financing mudharabah schemes and avoiding business practices that are considered unlawful in Islam. So it is necessary to develop an e-Mudharabah website-based system using the Waterfall method and the System Usability Scale (SUS) testing method to measure the usability of a system from users. This study aims to make it easier for business actors (MSMEs) to easily obtain capital financing schemes from all lines through the e-Mudharabah website. The results of research on the e-Mudharabah website using the System Usability Scale (SUS) testing method obtained the results of respondents from investors, consultants and MSME actors where the average conversion result was obtained with a result of 81,125 with the description ^Excellent^ with a B value scale where the conversion results were applied the System Usability Scale (SUS) method. in this study has been accepted in accordance with the criteria for applying the System Usability Scale (SUS) method.

Keywords: Website, e-Mudharabah, UMKM, Waterfall Method, System Usability Scale

Topic: Digital Economic Transformations Post Covid-19 Pandemic