THE EFFECTIVENESS OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) IN PUBLIC MARKETS IN THE CITY OF DENPASAR Ni Made Puspasutari Ujianti, Ni Putu Laksmi Krisnina Maharani, Ida Ayu Kartika Indrawan, I Ketut Suliwa Catur Sastradi
Faculty of Law, Warmadewa University
Abstract
This study aims to determine the effectiveness of using the Indonesian Standard Quick Response Code (QRIS) in buying and selling transactions at the Denpasar People^s Market. The development of the Indonesian industry will experience many changes, one of which is in the field of payments that use non-cash payments through QRIS. The use of non-cash payments has been prepared by Bank Indonesia, which must be carried out in every payment transaction in Indonesia in accordance with Article 6 PADG Number 24/1/PADG/2022. But in reality, there are still many merchants who do not use QRIS in every payment transaction. Thus it is important to do research to find out the methods of buying and selling transactions at the People^s Market in Denpasar City, as well as how effective the use of QRIS is in carrying out digital transactions at the People^s Market in Denpasar City. This study uses empirical juridical research methods. The lack of enthusiasm of traders in using QRIS is because the majority of traders are elderly and the socialization carried out by the Government is not optimal so that many people do not understand how to use it and there is an MDR fee of 0.6% applied to traders, making traders not implement QRIS.
Keywords: Effectiveness, Qris, Buying and selling transactions
