Supervision Implementation of The Ministry of Cooperatives And Small Medium Enterprises on High-Interest Investments Conducted to Savings And Credit Co-operatives
Efik Yusdiansyah, Yeti Sumiyati, Ghia Riezna Zhadira, Britney Azzahra Wiguna, Meisa, Raden Nurul Fadlilah Roshadi

Fakultas Hukum Unisba

Abstract

A cooperative is a non-banking financial institution known as shadow banking, which has the ability to raise funds from the public, with savings and loan cooperatives being one of its types. High interest investment is one of the superior products that are often promoted through this type of cooperative. Products that later raise problems such as unpaid profits as well as defaults. The normative legal approach is the method used in this paper. Supervision becomes the starting point in an effort to prevent and prevent savings and loan cooperatives from marketing high interest investments that can harm the community, especially members. Supervision that can be carried out with due observance of KUK, governance, financial performance, risk profile and capital, education, independence, and solidarity.

Keywords: Implementation, Supervision, Savings and Credit Co-operatives

Topic: Law and Ethic